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Manufactured Homes

Available programs ranging across FHA, VA, USDA, Fannie Mae and Freddie Mac, we stand ready to help you with a wide array of financing options.

FHA Highlights
-580 minimum qualifying credit score
-Floor area no less than 400 square feet
-Classified as real estate and permanently affixed
-Not previously installed or occupied at any other site
-Singlewide, Doublewide, and Triplewide units permitted

VA Highlights
-620 minimum qualifying credit score
-Must be, or will be prior to closing, permanently affixed to the foundation and taxed as real property
-Singlewide, Doublewide, and Triplewide units permitted
-Borrower must occupy the property as his/her primary residence

USDA
-620 minimum qualifying credit score
-Propert must be located in an eligible rural area
-Manufactured home must be less tha 12 months old, never occupied, and must be written within one year of the manufactured date displayed on the plate attached to the unit.
-USDA Pilot Program applies to existing homes built after January 2006, in the following states: CO, IA, LA, MI, ND, NY, OH, OR, PA, TN, TX, VA, VT, WA, WV, WY

Conventional Highlights
-620-minimum qualifying credit score
-Has a floor area no less that 60 square feet 
-Must be a one unit 
-Must be a onee unit dwelling legally classified as a real property
-Doublewide, Triplewidee and units permitted

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850-771-8013

3707 W 23rd Street Suite A

 Panama City FL 32405

NMLS#1753655 

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NMLS # 189233 

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